Job Description

Goldman Sachs is seeking a Payments Business Analyst to bridge the gap between product management and development teams, focusing on gathering, analyzing, and documenting business and functional requirements for payment solutions in a fast-paced environment.

Requirements

Minimum 4 years of relevant professional experience as a business analyst in payments or financial services.
Demonstrated experience gathering and analyzing requirements, and creating user stories for payment-related products.
Strong understanding of at least one payment scheme in areas of RTGS, real-time, or low-value payment clearing schemes.
Proven ability to collaborate with engineering and product teams to deliver complex solutions.
Comfort working in Agile environments (Scrum/Kanban).
Excellent communication, facilitation, and interpersonal skills.
Energetic, self-motivated, and detail-oriented with a strong analytical mindset.

Responsibilities

Gather, analyze, and document business and functional requirements for payment solutions.
Translate requirements into clear, actionable user stories for development teams.
Collaborate with cross-functional teams (product, engineering, operations, and clients) to ensure alignment and prioritization of requirements.
Act as the primary bridge between product and development teams, clarifying requirements and facilitating communication.
Support and execute User Acceptance Testing (UAT), ensuring features meet business and regulatory needs.
Monitor and report on KPIs and project progress to senior leadership.
Conduct process mapping and recommend improvements for efficiency and automation.
Stay up to date with payment schemes (e.g., Fedwire, FEDACH, RTP, CHAPS, CHIPS, batch, RTGS, or real-time payments) and relevant regulations.