Job Description

The Associate and/or Vice President role in the Risk division focuses on managing credit exposure to trading and lending counterparties. The position involves analyzing credit facilities, presenting findings to senior leadership, and leading projects related to credit risk process improvement.

Requirements

Bachelor's Degree in Business Administration, Finance, or a related field
Preferred experience in underwriting, portfolio management, credit rating/research, and risk management
Familiarity with CMBS / ABS / CLO structure and market drivers
Experience in presenting and defending credit research
Strong analytical and communication skills
Ability to work effectively with colleagues in other regional offices
Strong organizational skills

Responsibilities

Approve counterparty credit research and credit rating analysis
Analyze credit facilities and recommend internal credit ratings
Present findings and recommendations to senior leadership
Lead ongoing surveillance research and prepare portfolio observations
Update and enhance internal rating methodology
Own and lead ad-hoc projects related to credit risk
Ensure compliance with Credit Risk policy and procedures
Provide training to new hires and junior analysts

Benefits

Employees at Goldman Sachs are often offered comprehensive benefits, including medical, dental, life and disability coverage, generous vacation and holidays, and robust wellness resources such as EAP counseling, medical advocacy, on-site/virtual health services, and fitness support. Financial perks typically include retirement savings programs, live financial education, education support, and wealth-creation opportunities through equity awards and select investment programs. Many locations also provide family benefits (childcare resources, parental and family leaves, adoption/surrogacy support) and flexible work options like part-time schedules, job sharing, telecommuting, and alternate hours.