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Senior Software Engineer, Apple Pay

Apple
Cupertino, CA Full-time 12/10/2025
Undergraduate with 5+ Years of Experience

Job Description

Apple is seeking engineers to work on Apple Pay, focusing on building scalable services and crafting innovative products. The role involves collaborating with business and client teams to design and implement features while ensuring high standards of code quality and security.

Requirements

  • MS degree with software development experience or equivalent experience
  • Experience/understanding of security and cryptography
  • Experience with EMV, tokenization, and payment security standards
  • Designing and implementing PCI DSS-compliant systems
  • Experience with object-oriented analysis and design using languages such as Java or Kotlin
  • Experience in developing scalable and distributed systems
  • Experience authoring and supporting web services
  • Experience with Relational and NoSQL Databases
  • Experience with Cloud Engineering
  • BS degree in computer science or equivalent field, plus 5+ years of software development experience or equivalent experience

Responsibilities

  • Architect and implement new features for Apple Pay
  • Write bullet-proof code (thread-safe, performant, object-oriented, and inherently testable)
  • Work directly with the business team to collaborate on current and future initiatives
  • Work directly with the client teams on feature definition and development
  • Design specifications and protocols to tackle novel problems

Benefits

  • Employees at Apple are often offered comprehensive benefits that support physical and mental well-being—flexible medical plans, confidential counseling, onsite wellness centers at major campuses, and resources for fitness and daily life. Families typically receive fertility support, paid parental leave with gradual return, caregiving leave, and dependent-care guidance, while financial perks commonly include stock grants (with purchase discounts), 401(k) matching, and income-protection coverage. Employees also see robust time off, Apple University learning and tuition reimbursement, donation matching and paid volunteer hours, and deep product and partner discounts.