Morgan Stanley is seeking a Sr. Mortgage Underwriter to join their Home Loans underwriting team. This remote position requires extensive experience in credit analysis and underwriting for high net-worth individuals, focusing on complex mortgage loans and providing premier services to clients.

• Private bank lending experience, business relationship management or commercial credit analysis experience including providing business financing
• Minimum 10 years’ experience credit analysis and underwriting for high net-worth individuals
• Experience underwriting non-conforming loans
• Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts
• Experience in pipeline management
• College degree preferred or equivalent experience, advance degree a plus

• Underwrite and analyze multifaceted mortgage loans for high net-worth clients within delegated credit authority and in accordance with MSPBNA credit policy, lending standards and risk appetite
• Proactively and effectively manage and maintain a pipeline of complex transactions
• Provide guidance as related to complex income scenarios to partners and junior team members
• Perform complicated income, business financial statement and tax return analysis
• Assist in identifying or recommending alternative loan solutions
• Provide onboarding and training to new team members

• Morgan Stanley offers extensive benefits that support employees’ careers, health, finances, and families, including top-tier medical coverage, mental health support, generous parental leave, fertility and family-building benefits, and robust retirement and stock purchase plans. Employees also gain access to continuous learning and networking opportunities, volunteer and giving programs aligned with the firm’s values, and hundreds of lifestyle perks like discounted products, cultural and entertainment tickets, and commuter savings.