The iRecon Payments team at Apple is looking for a highly motivated AI/ML Engineer to develop a next-generation payments platform. This role involves integrating classical machine learning with advanced Generative and Agentic AI to enhance the processing of transactional data at scale. The team focuses on creating innovative business solutions for Apple's Finance, iTunes, Sales, Retail, and Services organizations. Successful candidates will work with cutting-edge technologies and contribute to high-volume transaction processing.

• 2+ years of experience building machine learning solutions using supervised/unsupervised learning, classification, recommendation systems, and clustering algorithms.
• In-depth knowledge of transformer architecture, LLMs, and Agentic AI concepts.
• Hands-on experience fine-tuning Large Language Models (LLMs) using PEFT/LoRA for domain-specific tasks.
• Proven experience building and extending RAG, MCP (Model Context Protocol), or multi-agent frameworks.
• Bachelor's degree in Computer Science, AI, Machine Learning, or relevant work experience.
• 3+ years deploying production-grade AI/ML solutions in the FinTech domain.
• 2+ years building conversational assistants or autonomous agents using advanced techniques.
• Experience with the full LLM lifecycle including pre-training, SFT, and Reinforcement Learning techniques.
• Demonstrated ability to quickly master emerging AI tools and integrate them into legacy stacks.
• Strong written and verbal communication skills with the ability to explain complex AI concepts to business stakeholders.

• Develop and enhance machine learning solutions for processing transactional data.
• Integrate classical ML techniques with Generative and Agentic AI technologies.
• Fine-tune Large Language Models for specific domain tasks.
• Build and extend multi-agent frameworks to improve system capabilities.
• Collaborate with cross-functional teams to identify and implement innovative solutions.
• Communicate complex AI concepts effectively to business stakeholders.

• Employees at Apple are often offered comprehensive benefits that support physical and mental well-being—flexible medical plans, confidential counseling, onsite wellness centers at major campuses, and resources for fitness and daily life. Families typically receive fertility support, paid parental leave with gradual return, caregiving leave, and dependent-care guidance, while financial perks commonly include stock grants (with purchase discounts), 401(k) matching, and income-protection coverage. Employees also see robust time off, Apple University learning and tuition reimbursement, donation matching and paid volunteer hours, and deep product and partner discounts.