The Credit Portfolio Senior Analyst at Citibank will focus on developing quantitative techniques for securities and equities investing, as well as risk management. This role involves performing credit reviews, portfolio monitoring, and collaborating with cross-functional teams to optimize risk and profit. The analyst will utilize statistical models and data-driven analyses to inform credit policy adjustments and enhance reporting capabilities. The position is based in Wilmington, Delaware, with potential for a hybrid work schedule.

• Requires a Master’s degree, or foreign equivalent, in Statistics, Mathematics or related quantitative field and 1 year of experience as a Credit Risk Analyst or related position.
• Alternatively, a Bachelor’s degree in the specified fields and 3 years of experience in credit risk management is acceptable.
• 1 year of experience must include statistical analytics using SAS/SQL.
• Experience in algorithm designing and analysis for behavior forecasting is required.
• Proficiency in SAS programming for data management is necessary.
• Experience in regression analysis and machine learning algorithm designing and implementation is needed.
• Knowledge of clustering analysis and risk segmentation is required.
• Experience in experimental design and data analysis for decision-making is necessary.

• Develop quantitative techniques to inform securities investing and pricing of financial instruments.
• Perform credit review, approval, and portfolio monitoring.
• Collaborate with Risk Management Information Systems on Credit Risk Reporting.
• Analyze credit and financial performance to recommend policy adjustments.
• Conduct data-driven root cause analysis using SAS and SQL.
• Develop credit tests and risk strategies using statistical techniques.
• Create tracking mechanisms for monitoring credit tests and expansions.
• Utilize SAS in a UNIX environment for risk and data analyses.
• Evaluate and implement analytic tools to enhance reporting capabilities.

• Citi offers a comprehensive benefits package including competitive pay, stock programs, healthcare coverage, retirement plans, paid time off, parental leave, and programs supporting employee wellbeing and professional development.