The Portfolio Credit Risk Management 2nd LOD Lead Analyst at Citibank will focus on analyzing credit portfolio limits and stress testing to align with the company's risk appetite. This role involves developing advanced methodologies for limit setting and maintaining comprehensive risk profiles. The analyst will also participate in governance discussions and ensure compliance with regulatory standards. Effective communication and proactive risk identification are key components of this position.

• Bachelor’s degree in Business Administration, Finance, Economics, Accounting or a related field.
• Six years of experience in the job offered or in a related finance occupation supporting business risk and controls programs.
• Experience in developing, designing, and implementing enhanced end-to-end risk rating processes for Wholesale Credit portfolios.
• Experience in performing issue management and coordinating projects related to risk rating frameworks.
• Experience in implementing governance of risk rating policy standards and operating procedures.
• Experience in developing new or existing controls, monitoring, reporting, and escalation practices.

• Analyze credit portfolio limits and conduct stress testing to ensure a balance between risk and reward.
• Develop and apply advanced methodologies for limit setting within the credit portfolio.
• Maintain and evaluate comprehensive risk profiles and coordinate with regulatory bodies.
• Conduct regular portfolio analysis and provide updates on portfolio performance and market trends.
• Participate in governance discussions by interpreting limit governance rules.
• Represent and coordinate second line of defense risk appetite engagement.
• Examine and validate new account strategies to minimize potential risk exposure.
• Conduct internal and oversight reviews of processes and controls.
• Assess risk in business decision-making by applying advanced analytical skills.
• Ensure compliance with legal and regulatory requirements by reviewing activities and processes.
• Apply emerging credit risk analysis trends to improve forecasting and allowance calculations.
• Identify opportunities to streamline work and implement process improvements.

• Citi offers a comprehensive benefits package including competitive pay, stock programs, healthcare coverage, retirement plans, paid time off, parental leave, and programs supporting employee wellbeing and professional development.