The Risk Division is responsible for managing the firm's credit, market, liquidity, and operational risk. The Credit Risk team specifically focuses on assessing the creditworthiness of the firm's Private Equity borrowers and counterparts. This role involves collaboration with various departments to ensure proper documentation and risk management. Professionals in this division gain diverse financial experience and contribute to the firm's overall success.

• Bachelor's degree
• Excellent academic record
• Demonstrable track record of achievement and independent decision making
• Strong communication skills, both written and verbal
• Excellent attention to detail and strong analytical skills
• Ability to work in a fast-paced environment
• Integrity, ethical standards, and sound judgment
• 0-2 years of experience in a financial services role, preferably with Fund, Hedge Fund, or Private Equity Fund experience
• Understanding of investment banking products, including loan products and derivatives

• Assess the credit and financial strength of the firm's Private Equity borrowers and counterparts by performing fundamental credit analysis.
• Review and approve loan transactions and determine appetite and regulatory ratings.
• Coordinate with Global Banking and Markets, Legal, Operations, and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants.
• Analyze the risks inherent in the products the firm transacts, including lending and derivative products.
• Perform sector analysis regularly to assess portfolio concentration or trends.
• Monitor, manage, and report exposures at a counterpart, product, and portfolio level.

• Employees at Goldman Sachs are often offered comprehensive benefits, including medical, dental, life and disability coverage, generous vacation and holidays, and robust wellness resources such as EAP counseling, medical advocacy, on-site/virtual health services, and fitness support. Financial perks typically include retirement savings programs, live financial education, education support, and wealth-creation opportunities through equity awards and select investment programs. Many locations also provide family benefits (childcare resources, parental and family leaves, adoption/surrogacy support) and flexible work options like part-time schedules, job sharing, telecommuting, and alternate hours.