The Analyst or Associate in the Global Risk division at Goldman Sachs focuses on credit risk management, assessing and monitoring the creditworthiness of various counterparties. This role involves collaborating with different teams within the firm and providing insights to support banking and trading operations. The position offers opportunities for career development and emphasizes strong analytical and communication skills. The team is dedicated to maintaining high standards of risk management and client service excellence.

• Bachelor's Degree in Business Administration, Finance, or a related field.
• 0-5 years of experience in the job offered or a related role.
• Experience in financial models including future projections and valuation methods.
• Strong analytical and communication skills, both oral and written.
• Ability to work effectively with colleagues in other regional offices.

• Approve counterparty research reviews and internal credit ratings analysis conducted by analysts.
• Assess industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness.
• Analyze performance relative to budget and underwriting expectations, as well as adherence to covenants.
• Present findings and recommendations to senior leadership and escalate issues to CR senior management.
• Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management.
• Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed.
• Provide industry-specific training and review process training to new hires and junior analysts.
• Coordinate with global colleagues in GS Risk teams and other divisions.

• Employees at Goldman Sachs are often offered comprehensive benefits, including medical, dental, life and disability coverage, generous vacation and holidays, and robust wellness resources such as EAP counseling, medical advocacy, on-site/virtual health services, and fitness support. Financial perks typically include retirement savings programs, live financial education, education support, and wealth-creation opportunities through equity awards and select investment programs. Many locations also provide family benefits (childcare resources, parental and family leaves, adoption/surrogacy support) and flexible work options like part-time schedules, job sharing, telecommuting, and alternate hours.