The Wholesale Credit Solutions (WCS) team at Citi is focused on risk management within the Banking and International Risk division. This role involves leading the design and development of credit approval and due diligence frameworks, ensuring compliance with policies and standards. The position requires collaboration with various stakeholders to enhance underwriting processes and improve internal practices. The successful candidate will also oversee risk management activities related to the credit portfolio and drive strategic improvements.

• Subject matter knowledge of Wholesale Credit and the general principles of Credit Risk management.
• Vision of how to establish, implement and govern an end-to-end process.
• Clear understanding of Risk Management policies and regulatory directives.
• Ability to meet deadlines for targeted deliverables in a timely, proactive, and entrepreneurial manner.
• 10+ years’ experience in Wholesale Credit Risk Management, Project Management and/or other control functions.
• Experience in leading and coordinating firm-wide initiatives and issue management governance.
• Strong written and verbal communication skills.
• Strong interpersonal and leadership skills.

• Lead the design and development of credit approval and due diligence frameworks.
• Identify opportunities for underwriting simplification and enhancements.
• Implement target state governance of approvals and due diligence policy.
• Supervise and scrutinize risk management activities related to the credit portfolio.
• Validate new account strategies and ensure robust checks are in place.
• Conduct rigorous internal and oversight reviews.
• Assess and analyze risk during decision-making processes.
• Ensure firm policies are upheld and promote ethical conduct.
• Stay informed about industry trends and adapt current practices.
• Conduct regular reviews of portfolio health and engage in ad-hoc work related to risk control.

• Citi offers a comprehensive benefits package including competitive pay, stock programs, healthcare coverage, retirement plans, paid time off, parental leave, and programs supporting employee wellbeing and professional development.