The Credit Portfolio Senior Analyst at Citibank will focus on developing quantitative techniques for securities and equities investing, as well as risk management. This role involves collaborating with cross-functional teams to enhance credit policy and portfolio monitoring. The analyst will utilize advanced statistical methods and tools like SAS and SQL to analyze credit performance and recommend policy adjustments. The position is based in Wilmington, Delaware, with potential for a hybrid work schedule.

• Requires a Master’s degree in Statistics, Mathematics, or a related quantitative field and 1 year of experience as a Credit Risk Analyst or related position.
• Alternatively, a Bachelor’s degree in the specified fields and 3 years of experience in similar positions is acceptable.
• 1 year of experience must include statistical analytics using SAS/SQL.
• Experience in algorithm designing and analysis for behavior forecasting is required.
• Proficiency in SAS programming for data management is necessary.
• Knowledge of regression analysis and machine learning algorithm designing is essential.
• Experience with clustering analysis and risk segmentation is required.
• Familiarity with experimental design and data analysis for decision-making is necessary.

• Develop quantitative techniques to inform securities and equities investing.
• Create mathematical or statistical models for risk management and asset optimization.
• Perform credit review, approval, and portfolio monitoring.
• Identify areas for credit policy adjustments and provide analytics for risk optimization.
• Collaborate with Risk Management Information Systems on Credit Risk Reporting.
• Analyze credit and financial performance to recommend policy adjustments.
• Conduct data-driven root cause analysis using SAS and SQL.
• Develop credit tests and risk strategies using statistical techniques.
• Utilize SAS in a UNIX environment for various risk and financial analyses.
• Evaluate and implement analytic tools to enhance reporting capabilities.

• Citi offers a comprehensive benefits package including competitive pay, stock programs, healthcare coverage, retirement plans, paid time off, parental leave, and programs supporting employee wellbeing and professional development.